The bank at a glance
- Legal name
- JSC TBC Bank
- Official website
- tbcbank.ge
- Hotline
- +995 32 2 27 27 27
- National Bank of Georgia license
- N 85, 20.01.1993
Who can open an account
The bank opens accounts for both Georgian citizens and foreign individuals (expats, in the bank’s terms). A separate product is the business account for companies whose partner or shareholder is a foreign individual.
The bank’s website currently has no information on accounts for companies registered abroad or on citizenship-related restrictions, so check this in advance.
How to open an account
You can start registration online, on the non-resident page (nonresident.tbcbank.ge) or in the mobile banking app: you confirm your email, fill in your personal details and upload your passport. The account opening is completed at a branch or by video call.
New clients who are abroad can also open an account through Video Bank: you request a call in advance and connect at the scheduled time by phone or laptop, with a valid passport or ID card at hand. You can also use the bank’s services through a power of attorney; the power of attorney form is on the expats page.
Documents you will need
For individuals who are not Georgian citizens, the bank’s fees page lists:
- An identity document: an international passport or another document valid for crossing the Georgian border
- A self-declaration stating the purpose of the account and your expected banking transactions (you sign it during your visit to the bank)
- At the bank’s request: documents proving the source of funds, a special questionnaire, a document proving your address and information about your activity
Under National Bank of Georgia requirements, you must present the original of your identity document: the bank does not accept a copy or photo of your passport. Examples of documents proving the source of funds (a sale or lease agreement, a bank statement for the last three months, a salary certificate, etc.) are listed separately by the bank.
Company account
An account for a company that has a foreign individual as a member can currently be opened only at a TBC Bank branch, not online. The company’s director, beneficial owner and controlling person must first register as clients of the bank.
For the first account, you need:
- The general agreement
- The KYC form
- Annex 2-187 (on beneficial owners)
- Product registration (account, card, internet banking)
- A registry extract and the company charter
Depending on the case, you may also need meeting minutes, a power of attorney, an extract from the share register or an AML questionnaire. The bank recommends contacting the branch or the hotline before your visit.
Fees and charges
For a company whose beneficial owner, shareholder or controlling person is a foreign individual, registering banking products, including the application review, costs 500 GEL unless other terms have been agreed with the bank. Opening a current account is free; the account maintenance fee is 1.90 GEL a month in the fee table but 0 GEL on the business account page, so confirm the price with the bank.
For expats, the TBC Card package costs 10 GEL a month; the annual package is activated with a one-time payment of 100 GEL. The full fees are on the bank’s terms and fees page.
Things to keep in mind
Some applications need additional checks; according to the bank, this is a standard procedure and happens rarely. Physical cards are produced at the branch you choose: within 1 business day in Tbilisi and 2 business days in the regions. You can use the digital card as soon as you add it to your digital wallet.
How Aviaspace helps
We can help arrange an appointment, clarify a specific bank’s requirements and coordinate the process. Banking services and the final account decision belong to the bank.